Get paid with a scan. A SEPA QR code (EPC069-12, also called GiroCode) fills in the bank transfer in the payer's banking app — your name, IBAN, amount and reference, nothing to type. Or make a PayPal.me code with the amount set, or a code to your Stripe, SumUp or other payment page. The IBAN is checked as you type and never leaves your browser.
A SEPA bank transfer read by banking apps, a PayPal.me link or your payment page.
Hosted page: the code opens a page we keep online for you, editable after printing.
Leave the amount empty to let the payer type it. Use either the payment reason or an RF reference, not both.
An EPC QR code (EPC069-12), also called SEPA QR or GiroCode: the payer scans it in their banking app and checks the transfer before sending it. It is widely read in Germany, Austria, Belgium and Finland, and by a growing number of banks elsewhere in the SEPA area.
SEPA transfer codes are static only: the banking app reads the transfer from the code itself, a web link can't carry it. PayPal.me and payment links can be dynamic.
The result will appear here
Twelve short lines in a fixed order: the service tag BCD, version 002, the character set (1 = UTF-8), SCT for SEPA credit transfer, the BIC (optional since version 002 within the EEA, required for Switzerland, the UK and the other SEPA countries outside it), the beneficiary name (70 characters), the IBAN, the amount in euros (EUR12.50), a purpose code, then either a structured RF reference or a free text of 140 characters, and a note to the payer. 331 bytes at most.
A wrong IBAN on a printed code means lost payments. The tool checks the IBAN the way banks do (ISO 13616: country, length and the two check digits, which catch typos and swapped digits), the BIC format, the RF reference (ISO 11649), the amount range and the size limit, and tells you which field to fix.
Invoices and quotes, rent and shared expenses, associations and donation boxes, markets and craft fairs, deliveries paid on arrival, tips. Print the IBAN in clear next to a SEPA code, and a short line such as “Scan with your banking app” so people know what to do.
SEPA transfer for bank payments in euros, PayPal.me for PayPal users, or a payment link from your provider for cards and wallets.
Name and IBAN (checked as you type), then an amount and a reference if you want them fixed. The code updates live.
Scan it with your own banking app to check the name and amount, then download it as PNG, SVG or PDF for an invoice, a poster or a stall.
For an invoice, set the exact amount and the invoice number as the reason (or an RF reference): the payer can't get it wrong and you match the payment in seconds.
For donations or a market stall, leave the amount empty: the payer types it in their app.
Pro tipA SEPA QR code is made entirely in your browser: the IBAN, the name and the amount are never sent to our server.
We never touch the money either: the payment goes straight from the payer's bank, PayPal or your provider to you.
PrivacyEverything about payment and SEPA QR codes